Case Study name:
Help improve the Credit Score of an individual by systematic bill payment process.
- The client needed a systematic solution to help increase the credit score of an individual.
- Needed integration with a bank for fund loading and fund transfers.
- Needed integration with a bill payment institution for in-network and out of network billers.
- Needed integration with credit rating agencies like the Equifax and Lexis Nexis’s of the world.
- Needed integration with QuickBooks to help with accounting.
- Needed a cloud base multi-tenant system that would help with multiple affiliates and companies.
- Built a system that seamlessly integrated with FirstPay payment gateway. This integration helped with receiving online payments.
- Used bleeding edge technology like the HTML5, JSON and Open GL to give the effects of a forward looking website.
- Used Brilliant architecture to keep the hosting costs and ‘Total Costs of Ownership (TCO), low.
- Built tight security without compromising on performance and scalability.
- Integrated with LexisNexis and Equifax to help get credit scores on demand. Used Soft Polling to ensure the process does not hurt the users credit score.
- Integrated with Empasys bill pay system to streamline bill payment process.
- Integrated the ACH payments solution for fund transfer and fund loading.
- Integrated QuickBooks for transactions and accounting.
- Built and account and fund management system for main accounts and sub accounts.
- Built product packages that could be assigned to companies and affiliates.
- Built an affiliate tracking system.
- EAN WSDL web services
- Facebook (FBL)
This application helped our client to take advantage of the economic condition and help those who needed to build the scores in a very structured and systematic manner. The dashboard allowed the clients to view their progress against their targets and take appropriate actions.